Prime Health of New Jersey

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There are several types of health insurance plans available in the U.S. Each offers different coverage levels, costs, and provider options.
1. Private Health Insurance
Private health insurance is usually offered by employers or purchased individually. Plans can vary in terms of benefits, costs, and the network of doctors covered.
2. Government Health Insurance
Government programs like Medicare and Medicaid provide health coverage to specific groups, including senior citizens, low-income individuals, and people with disabilities.
3. Health Maintenance Organization (HMO)
HMO plans require members to choose a primary care doctor and get referrals to see specialists. They tend to have lower costs but limited provider options.
4. Preferred Provider Organization (PPO)
PPO plans offer more flexibility in choosing healthcare providers but often come with higher premiums and out-of-pocket costs.
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